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Top Rated


CharityWatch report issued
January 2021

Top-Rated Charity
CharityWatch Grade
Our independent grade based
on a number of factors.
Program Percentage
Amount spent on programs
relative to overhead.
Cost to Raise $100
Amount spent to raise
$100 of contributions.

Contact Information

117 W 20th Street
Suite 203
Kansas City, MO 64108

Other Names

Water.org, Inc.

Tax Status




Stated Mission

To bring safe water and sanitation to the world through access to small, affordable loans.

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Data based on Fiscal Year Ended 09/30/2019

Program Percentage: 73%

The percentage of Water.org's cash budget it spends on programs relative to overhead (fundraising, management, and general expenses).


Calculated Total Expenses



Cost to Raise $100: $12

How many dollars Water.org spends on fundraising to raise each $100 of contributions.


Calculated Total Contributions


Government Funding

0% to 24%

Percentage of cash revenue
coming from government sources


Financial Documents

Entity Document Type Tax ID
Water.org IRS Form 990 58-2060131
Water.org Audited Financial Statements 58-2060131
Entity: Water.org
Document Type: IRS Form 990
Tax ID: 58-2060131
Entity: Water.org
Document Type: Audited Financial Statements
Tax ID: 58-2060131

Governance & Transparency

CharityWatch evaluates certain criteria related to a charity's Governance and Transparency. Donors may want to consider a charity's willingness to be open and transparent with CharityWatch to be a good litmus test for determining its commitment to public accountability.
This charity is Top-Rated
What does it mean to be Top-Rated?
meets governance benchmarks.
meets transparency benchmarks.
Provides Financial Information
Audit Accessibility
Governance: Policies
Reports regularly & consistently monitoring & enforcing compliance with a written Conflict of Interest Policy
Reports required, annual disclosure by officers, directors, and key staff of interests that could give rise to conflicts
Reports having a written Whistleblower Policy
Reports having a written Document Retention and Destruction Policy
Governance: Financials
Reports providing copy of tax form to all board members prior to filing it with IRS
Reports that financial statements were audited by an independent accountant
Governance: Board of Directors
Reports at least 5 voting board members
51% or more of voting board members reported as independent
Reports documenting minutes of board and board committee meetings
Privacy Policy
Privacy Policy

  Name Title Compensation
1 Gary White CEO/Co-Founder $417,575
2 Jennifer Schorsch President $362,910
3 Vedika Bhandarkar Managing Director, India $263,799
Name: Gary White
Title: CEO/Co-Founder
Compensation: $417,575
Name: Jennifer Schorsch
Title: President
Compensation: $362,910
Name: Vedika Bhandarkar
Title: Managing Director, India
Compensation: $263,799

CharityWatch Analysts perform an in-depth analysis of charities' audited financial statements and IRS tax filings, and often review other documents such as state filings, annual reports, and fundraising contracts during their evaluations. Below are select notes that CharityWatch believes may be of interest to donors.

According to the Water.org audit of September 30, 2019 (Note 12, Significant Estimates and Concentrations):

"Contributions: Approximately 43% and 55% of all contributions were received from four donors in 2019 and 2018, respectively."

According to the Water.org tax filing for the fiscal year ended September 30, 2019, Water.org reports re: Compensation, Supplemental Information (IRS Form 990, Schedule J, Part III):

Regarding nonfixed payments to officers, directors, trustees, key employees and highest compensated employees (Schedule J, Part I, Line 7):

"Non-fixed payments in the form of a bonus are determined based on personal and organizational performance and the discretion of the Board of Directors."

Water.org reports "Bonus & incentive compensation" payments to eight individuals in calendar year 2018, including $120,711 and $87,874 paid to Jennifer Schorsch, President, and Gary White, CEO & co-founder, respectively. Their reported total compensation in 2018 is $362,910 and $417,575, respectively. The reported "Bonus & incentive compensation" payments to the other six individuals range from $43,078 to $29,354, with associated total compensation ranging from $263,799 to $185,903 in 2018 (IRS Form 990, Schedule J, Part II).

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